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Overdraft & Credit Building — PYMO by PaySprint
When an unexpected expense hits, “come back later” doesn't help.
PYMO gives eligible customers overdraft protection of up to $500.00 — and responsible repayment can help build your credit history.
Access money when you need it, with transparent terms and flexible repayment. Then let your responsible repayment work for you: eligible activity can be reported to the credit bureau to help establish your credit history.
Three reasons to switch
Overdraft Protection
Eligible customers get access to overdraft protection of up to $500.00 when they need additional funds.
Build Your Credit
Responsible repayment on eligible credit can be reported to the credit bureau — helping you establish a stronger credit profile.
Inclusive Eligibility
We look at your real-time transaction history and financial reality — not just a credit score that says no.
Built on trust
Transparent terms with no hidden fees — you always know exactly what you owe
Fair, inclusive credit when traditional lenders say no
A safe, transparent alternative to high-cost payday loans
FINTRAC-registered Canadian fintech with 24/7 support
